Care Fees Protection in the UK: How to Plan Without Falling Foul of the Rules (2026 Guide)
Quick answer In England in 2026/27, if your capital is above £23,250 you pay the full cost of care home fees yourself; below £14,250 the local authority funds your care (you contribute from income only); between the two, you pay a sliding-scale contribution of £1 per week for every £250 of capital over the lower limit (gov.uk — Social care charging 2025-26). Your home is normally counted unless your spouse or a qualifying relative still

